01
First-Time Buyers
About to make the biggest financial decision of your life — most people do it blind. We show you how to structure your loan to pay less, build equity faster, and avoid the traps.
Miami Mortgage Broker · Licensed in FL & TX · Investment Loans Nationwide
How to Get Pre-Approved for Your Miami Dream Home in Under 8 Minutes ↓
0+
Families Helped
$0M+
Loans Funded
0+
Lender Partners
0+
Yrs Experience
Who We Work With
One call. A lot of money saved.
02
Move-Up Buyers
Buying your second, third, or forever home? We help you navigate the numbers — whether you're selling first, buying simultaneously, or stepping up your portfolio.
03
Refinance
Already own? Lower your rate, pull cash out, or eliminate PMI. We shop 100+ lenders and show you exactly what you keep — not just what the lender wants you to hear.
04
Investors & DSCR
Scale your portfolio with DSCR, bank statement, and bridge loans — available nationwide. We structure investment deals that maximize cashflow and minimize out-of-pocket.
Client Results
Here's what actually happened.
Different situations. One outcome — they kept more money.
Saved $12,400
“They showed me a buydown strategy I'd never heard from any other lender. I was about to overpay by over twelve thousand dollars and didn't even know it.”
MR
First-Time Buyer · Coral Gables, FL
Rate buydown reduced monthly payment by $183/mo
Rate cut by 0.75%
“They eliminated my closing costs completely and dropped my rate three-quarters of a point. Real money back in my pocket every month.”
JT
Move-Up Buyer · Brickell, FL
Lender credits covered $8,400 in closing costs
$200/month saved
“Every lender says the same thing. Monopoly actually ran the real numbers with me, showed me exactly what I'd save, and delivered on every promise.”
AS
Refinance · Aventura, FL
PMI removed + shorter term at lower payment
$35K equity fast
“I thought I understood mortgages. After one call I realized I'd been leaving tens of thousands of dollars on the table every year.”
DK
Investor · Doral, FL
Investment property structured for max cashflow
Real Closings. Real Clients.
Funded · Vantage office close
Funded · First-time buyer
Funded · Investor client
Coral Gables · Closed in 19 days
Brickell · First-time buyer
Vogue Title partnership
Doral · Investor close
Aventura · Self-employed
Pinecrest · Move-up buyer
Funded · Vantage office close
Funded · First-time buyer
Funded · Investor client
Coral Gables · Closed in 19 days
Brickell · First-time buyer
Vogue Title partnership
Doral · Investor close
Aventura · Self-employed
Pinecrest · Move-up buyer
Real Testimonials. Real Closings.
After $400M+ in funded loans — hear directly from families we've helped close.
About Modern Monopoly
The team that runs the numbers.
Most lenders hand you a rate and tell you to sign. We sit down, run the real numbers, and show you exactly what each option costs over the life of your loan. That's the education every buyer deserves — and almost nobody gets.
Backed by 100+ lender partners and $400M+ in funded loans across FL, TX, and nationwide investment deals — we shop your file so you keep more of your money.
10+
Yrs Experience
Top 1%
in Florida
100+
Lender Partners
Francisco Haedo
Mortgage Strategist · NMLS Licensed
Licensed In
Licensed in FL & TX · Investment Loans Nationwide
FLTX
Licensed to originate mortgages in Florida and Texas. DSCR, bank statement, and bridge investment loans available in additional states nationwide.
Every Week. Free.
Know before they do.
Mortgage rate updates, Miami market moves, and strategies you can actually use — delivered every week. No fluff. No spam.